With unsecured personal loans, you don’t require property as collateral for the loan and you will basically just need to have a regular income to be approved for this kind of loan.

When you apply with a financial services provider as opposed to the banks, you’re literally just minutes away from having money in your bank account. With The Little Loan Shop, your online application is completed in a jiffy and you’ll know whether you’ve been approved very quickly. With unsecured loans NZ you can pay back the loan in weekly, fortnightly or monthly repayments.

A Guarantor can Open Doors

Credit checks are done, but don’t despair if yours isn’t good because another person can act as guarantor for you, who’ll be legally responsible for any outstanding amount. Unsecured personal loans have their advantages, and the best part is not having to go through an underwriting process and you’re free to use the loans to pay for expenses that you simply didn’t have the money for.