Looking for a small cash loan in NZ but have bad credit? Get a quick online decision today.

The Little Loan Shop one of the country's more established and trusted online lenders for short term loans. We deal directly with you as the borrower and there's no need to use a loan broker that simply advertises and then passes your details to someone else, clipping the ticket on the way through. Working directly with the Little Loan Shop you can present your need directly to us - we have a sympathetic ear for people who have bad credit.

 

Do you need a small amount of money fast?

If you need a small fast loan for any legal purpose, then we can help. Perhaps you simply need some short-term cash to pay bills or an emergency loan for some other reason. Whatever your requirements, simply complete our online application form and if accepted, you could receive your loan on the same day, with options to spread payments over a few weeks.

Once your application is received, we start our reviewing process looking at your ID details, current income and spending by looking over your recent bank statements. Your application is checked by real, understanding people, not by machines which simply crunch numbers and look at credit history. We do a credit check using Centrix and if we learn you have bad credit, we may can offer an option such as a poor credit loan.

 

What should you look for in a lender?

There are lots of online lending options and it's difficult to know which one to choose. Here's a good link to Sorted which provides good insights into what questions to ask a lender.
You could get up to $600 to help meet your immediate cash needs. We consider most people who are in full time, regular work. Past bad credit history is usually not an issue with us.

 

How to get a loan

The Little Loan Shop specializes in small loans and we know how to help people who need this kind of finance. We know applicants are keen to know if they qualify so we respond quickly so they know where they stand. Before applying, you can check out the criteria and how much a loan will cost.

We're proud of our low interest rate when compared to other lenders of payday and cash loans. By using the Loan Calculator see how much you can save at The Little Loans Shop compared to other lenders.