Help and Support
For more information visit FAQ. Also look at our blog posts and comments about our loans. Go to Blog for help.
- info@thelittleloanshop.co.nz
- + 0800 503 114
At The Little Loan Shop we offer small online loans that can be borrowed up to 6 weeks. You can repay these loans early if prefer and usually at no additional cost. You may in fact save money if you repay your loan early as you will reduce the amount of interest accrued. Since we are based in Auckland, you could even visit our office and receive attention. If you prefer, you can even get cash over the counter rather than money deposited in your bank account.
An important consideration is having the flexibility to choose the loan amount you wish to borrow and how long to spread the repayments to match your budget.
Small loans are a financial product that can help you out when you have an emergency situation and need a quick, simple solution. In a cash emergency, you often need a small loan just to see you through. So you're not looking to have a large debt to pay back over a long period of time.
These small loans can be a lot less stressful because they're done and dusted in just a few weeks - no long term debt.
If you look at the How to get a loan web page and the Costs & Terms page, you can quickly get an idea how useful loans can be and how easy it is to get one.
You can apply now for a small online loan by filling our application form. The good thing about our form is that you can see how much you have to pay back and what you are committing to BEFORE you finally submit. You will receive a quick decision from us during normal business hours, or on the next working day if you apply after hours. If approved, we can transfer your funds the same day, or even within 60 minutes if you want.
Everything's online - no paperwork to print off, fill in or post, even signing is done digitally. You can make your loan application completely online via desktop, mobile or tablet.
A small cash loan is designed to help with short-term cashflow issues.
To give you an idea of what others use these loans for, here is a common list. Paying urgent bills, medical treatment, funerals expenses, car repairs, school fees.
Most budget advisors suggest you set aside some savings for emergencies - but this can be very difficult to do, especially when they come unexpectedly. This can be hard to do with expensive living costs.
Check out the guide on Saving Advice on Sorted for some useful tips.
One of the other advantages of a small cash loan with The Little Loan Shop is there is no security. This means you have no risk losing anything as collateral or have the asset tied up with a loan for a long period.
Applicants need to be over 18 years of age and a resident of New Zealand. It is essential that our customers are employed, either full-time or part-time and earning at least $450 per week from wages and benefits. We set this wages limit so you will be able to repay the loan and not fall into debt.
Applicants must also have an email account and mobile phone so we can make contact and digitally sign the loan agreement upon approval.
Customers must have a bank account which shows regular income. We deposit the cash advance into this bank account and use it to direct debit payments on the day you are paid.
