We consider everyone, even if your credit rating is bad
Look no further for a payday loan in Wellington. You can get one right here at The Little Loan Shop today. But first we suggest you take a good look at your personal financial situation to see if this type of cash loan will be the answer you're looking for.
Wellington is the capital city and one of the most populous urban areas of New Zealand. It’s located at the south-western tip of the North Island, between Cook Strait and the mountains of Rimutaka. Wellington is the administrative centre of New Zealand and home of the government, including parliament. You can borrow money from a variety of lenders but not so many offer payday loans in Wellington.
People often ask, is Wellington the windiest place on earth? It blows so much you would tend to believe it! Because it is located in what is known as a River of Wind, a wind corridor between the South and North Islands of New Zealand, it often turns umbrellas inside out.
Living costs in Wellington. Relative to the rest of the world, Wellington has an affordable and very high quality of living. The cost of living in New Zealand is comparable to all OECD countries, and Wellington is rated as more affordable than New Zealand's largest city, Auckland. But you can’t get by without some money on hand. Sometimes you need a small amount of cash right now and your paid income is still some time away. Searching online for a payday loan in Wellington may be just the ticket. However, you should be aware that all payday loan providers are not created equal. Many are more expensive than others. Do your research to find the most competitive deal, especially a lender that will get you a fast cash loan today. At The Little Loan Shop, we consider payday loans our speciality.
Times are tough for most of us. Jobs aren't easy to find, unless you’re prepared to work for variable hours and low pay. It can be like the old days in a bygone age where men queued each day in the hope of work. By the time you've paid the rent or the mortgage, there's not a lot left for everything else. That doesn't mean you can't enjoy a great life. Money’s not everything. There are ways to live better for less. But there are times when you just need a few hundred dollars to settle and account or deal with an emergency. That’s where a payday loan from The Little Loan Shop in Wellington can come in handy.
Thankfully, there are some cheaper shopping options in the outlet shopping centres. Outlet shops are goods sold at a discounted price, including significant discounts off the retail price of listed in some of Wellington’s leading stores. Shop around. You may not need that fast cash payday loan after all.
Where can you go for free budgeting advice? How do you avoid getting into unmanageable debt? In Wellington there are several non-profit organisations that can help you with budgeting advice. For example, the Citizens Advice Bureau can help you find a budgeting service that suits your particular situation. Don’t despair if your finances seem out of control – there are people available to help – people experienced with managing budgets. Wellington is a great place to live, but it's not always an easy place to live. More than ever before, people struggle to gain control of their finances. Budgeting services offer free, confidential helpful advice. With a financial guide, a plan to get out of debt can be developed. You will be shown how to save money and create a positive financial future. By doing this you may be able to avoid the need to borrow any small cash loans.
What you need to get a loan
- You must be earning at least $450 per week after tax. And more than half of this must come from paid employment
- Your pay must be deposited in your bank account on regular basis. We don't lend to self-employed
- You need to have internet access, an active email and a mobile phone
How it works
1. You apply in minutes and we assess your application within 60 minutes.
2. You confirm your acceptance after receiving an offer from us by email. No obligation to accept
3. You receive the money in your bank account
4. We direct debit the repayments from your bank on your pay day as agreed
Is The Little Loan Shop right for you?
- Only take out a loan if you can comfortably manage the repayments
- Our loans are for short term only, usually 1 to 6 weeks. Don't use this type of loan for long term financial needs
- Late of missed payments will mean extra charges and may affect your credit rating
Help and Support
Check out our FAQ for information about our loans. Go to Blog for tips