We consider everyone, even if your credit rating is bad
Palmerston North is a city on New Zealand's North Island. Located in the eastern Manawatu Plains, the city provides a lifestyle that is affordable easy living. Beautiful homes, short commutes, and stunning scenery make Palmerston North City and Manawatu the perfect place to live.
Some of the attractions in the city centre include the New Zealand Rugby Museum displays sporting memorabilia, including vintage All Blacks uniforms. Next door is the Te Manawa art, science and history museum. Adjacent to the Manawatu River, Victoria Esplanade is a sprawling park with a duck pond and rose gardens. Just outside the city is Manawatu Gorge, with forested hills and native bushland.
If you are living in Palmerston North, a personal cash loan from The Little Loan Shop could be a great help when you find yourself falling short.
Palmerston North City is the original home base for Massey University. Massey’s Manawatu Campus is the largest institution for the life sciences, agricultural, horticultural and veterinary teaching and research in New Zealand.
The output on the main university in Palmerston North defines New Zealand, enables New Zealand to compete globally and leads the way in research and technology development. The campus is also a leader in the sport and well-being arena with world-class facilities, teaching and research expertise.
Years ago anyone who needed a payday loan in Palmerton North would probably have to visit the city center to find a suitable lender. Nowadays it’s different and anyone with a smart phone can apply for a loan online. And the lender can be located in another city. The important thing is to get the money to the borrower quickly and easily, with no fuss, no filling out forms, and no scanning or faxing.
Even though there are lots of banks located in town, most require an active bank account, good credit history and stable income before they will consider lending. On the other hand, payday lenders like The Little Loan Shop are not so strict and welcome applicants whose credit history is not flash. But don’t expect payday loans guaranteed approval because New Zealand has lending regulations that require the lender to take care and make sure the loan is right for the borrower. This means the lender will need to look at recent bank transaction activity and do a credit check. These things help the lender assess the borrower, particularly for people who are first time borrowers. As well as this, the lender is required to verify the identity of each person before they approve a payday loan. Don’t despair, all these things can be done quickly and easily online. The Little Loan Shop are specialists in short term loans, fast cash loans and other small loans and they have systems in place that make this simple for the borrower. Transparency is also important for borrowers at The Little Loan Shop they won’t be stung with hidden or undeclared fees.
Palmerston North residents are welcome to inquire about the services provided by further exploring information about payday loans on this website.
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Why The Little Loan Shop?
- Easy, confidential online application for payday loans in Auckland
- Less than perfect credit considered. We've helped thousands of people
- Fast and efficient application process. All online
What you need to get a loan
- You must be earning at least $450 per week after tax. And more than half of this must come from paid employment
- Your pay must be deposited in your bank account on regular basis. We don't lend to self-employed
- You need to have internet access, an active email and a mobile phone
How it works
1. You apply in minutes and we assess your application within 60 minutes.
2. You confirm your acceptance after receiving an offer from us by email. No obligation to accept
3. You receive the money in your bank account
4. We direct debit the repayments from your bank on your pay day as agreed
Is The LIttle Loan Shop right for you?
- Only take out a loan if you can comfortably manage the repayments
- Our loans are for short term only, usually 1 to 6 weeks. Don't use this type of loan for long term financial needs
- Late of missed payments will mean extra charges and may affect your credit rating
Help and Support
Check out our FAQ for information about our loans. Go to Blog for tips