Payday Loans

When you are short on cash and you are in need of a loan for an emergency, you should consider payday loans. Taking out a payday loan is possible if you have a place of employment or proof of income from a location that sends regular deposits into your bank account and you meet our simple eligibility criteria. The Little Loan Shop payday loan application can be completed from the comfort of your own home, using our online form. Using a payday loan service is ideal when you are in need of cash quickly and have no other options, whether you have bills, emergencies to cover or simply to pay for groceries to get you through the week.

At The Little Loan Shop our payday loans are available for up to six weeks from $100 to $600.

Below are some useful resources detailing payday loans, when or when not to take one, how to apply and more. For further information, get in touch with our helpful team on 0800 503 114.


You can get a payday loan now!

To find out how much a payday loan could cost, use the Loan Calculator It's a good way to see if the loan is affordable.

After having a look at various loan and repayment options, select the Apply Now option to submit an application.

It's a good idea to have your photo ID, such as a driver licence, and bank account details handy - you need these for the application form. The details you enter help us review your application and see if the loan is right for you. A good way to provide bank statements is to use the link on the application. You may think it's scary to use your bank login details, but it's quite safe - we don't see your login information - just a copy of your bank statement. Credit Sense provides the secure link for this service.

Click submit and your part is complete and then we take over. Once your application has been processed, and we decide to approve it, we send you a credit contract for your digital signature. It's also a good time for you to double check the details and decide if you want to continue.

When we get the signed credit contract, the payday loan amount of money is deposited in your bank account.



Have you has a loan with The Little Loan Shop before?

If yes, the good news is it's very quick to get a new loan. We have most of your details already. Just visit our website, choose Client Login, enter your email address and password and then choose the loan amount and repayment options. You will be asked to review the loan details and consent to the terms and submit. Everything else is done by us and we transfer the cash advance to your bank account if approved.

If you want to increase your credit limit, we need to review your financial circumstances again. This may involve requesting updated bank statements from you - we will send the link. The most we lend is $600 and this is dependant on your income and expenses.


Payday lenders in New Zealand must conduct their business in accordance with the Responsible Lending Code which is under the governance of the Ministry of Business, Innovation and Employment. Although the code does not include absolutely everything a lender should or should not do to be considered responsible, it describes processes, practices and procedures that all payday lenders should follow.
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Click on any of the links below for more information about Payday Loans


Payday Loans in Auckland

Payday Loans in Wellington

Payday Loans in Hamilton

Payday Loans in Christchurch

Payday Loans in New Plymouth

Payday Loans in Tauranga

Payday Loans in Dundein

Payday Loans in Palmerston North

Payday Loans in Nelson

Payday Loans in Invercargill

Payday Loans in Whangarei

Payday Loans in Napier

Payday Loans in Rotorua