Instant Loans

Get Simple, Instant Loans in NZ with The Little Loan Shop

Sometimes in life unexpected things pop up that you need money for in a hurry. The Little Loan Shop can help you solve your money troubles in an instant with a quick and hassle-free personal loan. Whether it’s car repairs, medical or dental bills, or a family emergency, a loan from The Little Loan Shop will keep your busy life on track almost instantly.


How long does it take to get a loan approved?

Of course you can send in your loan application to The Little Loan Shop at any time of the day or night, however, the applications will be processed only during normal business hours (Monday-Friday 9.00am to 4.30pm).

When we’ve received your application we’ll get back to you quickly. You provide your bank account and ID details and give your consent for us to view and confirm them. Using fast and secure technology we can look at the last 90 days of your bank statements and confirm your ID details. These two steps save you a lot of time and hassle and allow us to assess your application quickly. You can rest assured that your privacy and the security of your data is in safe hands with The Little Loan Shop. We use the same security methods as banks and all other reputable online finance companies.


How long does it take before I have the money?

Once your loan is approved it typically takes less than 60 minutes for the money to be in your bank account. The actual time depends on your bank, and it may be as little as one or two minutes.


Can I apply for another loan when this one is paid off?

Yes you can apply for another loan with The Little Loan Shop when your first loan is repaid in full. The application process for returning clients is even quicker than first-time clients because we already have your details. If it has been some time since your previous loan, we may ask to see your bank statements again.  If you build up a good history with The Little Loan Shop by making all of your repayments on time you may be able to borrow a larger amount in future.


Responsible lending

The Little Loan Shop is a responsible lender. While we aim to approve loans as quickly as possible, at the same time we take care to ensure you can comfortably afford the repayments.  If your circumstances change significantly and you find yourself having trouble repaying your loan, we are flexible and will help you find an alternative repayment option.

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