A  cash advance, which is also known as payday loan, is a small loan that can be got quickly and easily.  Normally you get this loan to help you through to your next pay but it can also be taken out for a longer period p to 6 weeks.

Most times a cash advance is used for emergency expenses such as maintenance, car repairs, doctors bills and traveling costs. Usually it's a little loan intended for to be easily and urgently obtained. When you need an instant loan before your next payday, a cash advance could be just the ting you need.

How to Get a Cash in Advance Loan

The application process is usually quick and simple. Just fill out our website form and supply the necessary ID and bank details. We can complete the processing of your application often in less than one hour if all the information has been provided. Once approved, you'll receive an email notification that confirms the loan payment amounts and payment date. The cash is trnsferred to your bank account.

Some people have bad credit - but don't let that stop you applying - we often approve loans for people who have had credit issues in the past, However, your application won't be successful if you're currently bankrupt, under NAP or Summary Installment Order. The Little Loan Shop will assess your financial situation without taking into consideration previous credit issues. But you must have regular pay of at least $450 per week or equivalent.

Difference Between a Cash in Advance Loan and Personal Loan

Pay day loans are only small cash loans available for short term, and no assets are required. The amount typically ranges from $100 to $600. On the other hand, personal loans may reach up to $20,000 depending on the provider. Secured personal loans require the borrower to provide an asset, such as a home property or car, as back-up for the loan. When you provide a security asset, you can borrow a bigger amount with lower interest rates. There are also unsecured personal loans where a borrower doesn't have to provide any collateral, although the amount that can be borrowed is lesser, and the interest rate is higher. Also, a black mark or two on your credit history isn't an important factor when applying for payday loans, whereas it matters significantly in personal loans making them more difficult to acquire.

NEW APPLICANT APPLY NOW