The Little Loan Shop

Cash When You Need It

  • Cost competitive payday loans from $200 to $600

  • Cash to you within 60 minutes of approval 9:00 - 4:00 weekdays


A little loan - no surprises!
How much will my loan cost?

Why The Little Loan Shop?

Easy, confidential online application for fast cash loans Trusted Lender
Less than perfect credit considered. We've helped thousands of people
Fast and efficient application process. All online

What you need to get a loan

You must be earning at least $450 per week after tax. And more than half of this must come from paid employment
Your pay must be deposited in your bank account on regular basis. We don't lend to self-employed
You need to have internet access, an active email and a mobile phone


How it works


You apply in minutes and we assess your application within 60 minutes.


You confirm your acceptance after receiving an offer from us by email. No obligation to accept


You receive the money in your bank account


We direct debit the repayments from your bank on your pay day as agreed


Is The Little Loan Shop Right For You?

Only take out a loan if you can comfortably manage the repayments. Not sure if you should get a loan? Look at the videos called "It's all good" from the NZ Commerce Commission which explain your rights. It's all good
Our loans are for short term only, usually 1 to 6 weeks. Don't use this type of loan for long term financial needs
Late of missed payments will mean extra charges and may affect your credit rating